Dealer Protections
Protection programs for dealer operations
Protections that support F&I profitability, improve delivery rates, and keep funding workflows clean for marine and RV dealerships.
Dealer workflow resources
Use these resources to align protections with lender placement, funding milestones, and dealer onboarding.
Protect your investment
Extended Service Contracts
Extended service contracts help cover major mechanical repairs after the factory warranty ends so your customers can keep their boat or RV longer without facing unexpected expenses.
Paint and Fabric
Paint and fabric protection helps guard exterior surfaces and interior materials against fading, stains, and everyday wear, supporting long-term appearance and resale value.
Theft Protection
Theft protection solutions use marking and registration strategies-such as data dots-to help deter theft and support recovery efforts if a unit is taken.
Protect your future
Credit Life & Disability
Credit life and disability coverage can make payments or pay off the remaining balance when a covered life event occurs, helping protect your customer's family and your receivables.
Gap Protection
Gap Protection helps cover the difference between what a customer owes and the insurance settlement if a boat or RV is stolen or totaled, making it easier for them to replace the unit.
Dealer protection FAQs
How do protections impact funding?
Protections are built into the closing package so lenders can fund the full deal without extra rework. Learn more: funding process.
Can protections be included in financing?
Yes, eligible protections can be included in the amount financed when lender guidelines allow. Learn more: dealer onboarding.
Who handles remittance for product premiums?
DLR handles remittance for the products we administer. If a product is written through another provider, your team remits payment per that carrier's process. Learn more: reporting and statements.
How are protections reported?
Statements break out reserve, product, and fee income so accounting teams can reconcile quickly. Learn more: statement detail.
What support does DLR provide for F&I teams?
We provide workflow guidance, compliance-ready documentation, and milestone updates so F&I stays focused on delivery. Learn more: marine F&I role.